--- title: Accept payments everywhere with Surfpay description: Accept payments everywhere with Surfpay - the perfect payment solution for any micro-, and SMB merchant. Use the worlds fastest SoftPOS solution now. image: https://surfpay.surfboardpayments.com/hubfs/tap-to-pay-instore-surfpay.jpg --- Ja Close [Skip to content](https://surfpay.surfboardpayments.com#main-content) [Part of Surfboard Payments](https://www.surfboardpayments.com/) [Support](https://support.surfboardpayments.com/) [Log in](https://surfboardmerchant.com/) [![Surfpay](https://surfpay.surfboardpayments.com/hubfs/raw_assets/public/surfpay-revamp/images/logos/surfpay-logo-ink.svg) ![](https://surfpay.surfboardpayments.com/hubfs/raw_assets/public/surfpay-revamp/images/logos/surfpay-logo-night.svg)](https://surfpay.surfboardpayments.com/) [![Surfpay](https://surfpay.surfboardpayments.com/hubfs/raw_assets/public/surfpay-revamp/images/logos/surfpay-logo-ink.svg) ![](https://surfpay.surfboardpayments.com/hubfs/raw_assets/public/surfpay-revamp/images/logos/surfpay-logo-night.svg)](https://surfpay.surfboardpayments.com/) - [Features](https://surfpay.surfboardpayments.com/features) - [Company](https://surfpay.surfboardpayments.com/about) - [Pricing](https://surfpay.surfboardpayments.com/pricing) - [Blog](https://surfpay.surfboardpayments.com/blog) - [Contact](https://surfpay.surfboardpayments.com/contact) - [Support](https://support.surfboardpayments.com/) - [Log in](https://surfboardmerchant.com/) [Create account](https://surfpay.surfboardpayments.com/register) ⚡️Worlds fastest payments # Accept payments everywhere with Surfpay Accept payments with card, Swish, and Klarna directly on your mobile. The fee is just 0.99% per transaction. Additionally, we offer a certified cash register, product library, reporting tools, and the ability to create payment links directly in your merchant portal. A comprehensive solution for you and your business! [![Ladda ner CheckoutX POS på AppStore för iOS](https://hubspot-no-cache-eu1-prod.s3.amazonaws.com/cta/default/25019632/3f219c88-a94c-4d29-b708-b6e117a3b339.png)](https://hubspot-cta-redirect-eu1-prod.s3.amazonaws.com/cta/redirect/25019632/3f219c88-a94c-4d29-b708-b6e117a3b339) [![Ladda ner Surfpay på Play Store för Android](https://hubspot-no-cache-eu1-prod.s3.amazonaws.com/cta/default/25019632/ec1763c3-ff52-415d-9302-05e51b50b8a0.png)](https://hubspot-cta-redirect-eu1-prod.s3.amazonaws.com/cta/redirect/25019632/ec1763c3-ff52-415d-9302-05e51b50b8a0) [Create account](https://surfpay.surfboardpayments.com/register) [See pricing](https://surfpay.surfboardpayments.com/pricing) 🗞️ Surfpay in the media ## A complete payment solution - in your pocket ![checkoutx-surfpay-payment](https://surfpay.surfboardpayments.com/hs-fs/hubfs/checkoutx-surfpay-payment.jpg?width=2000&height=1000&name=checkoutx-surfpay-payment.jpg "checkoutx-surfpay-payment") ### 🤳 The Surfpay app With the world's fastest SoftPOS app, you can accept card payments directly from your smartphone. Supporting contactless payments and digital receipts, it makes collecting payments easy no matter where you are.   You can download the Surfpay CheckoutX app on any phone, as well as tablets with an NFC chip. ![checkoutx-prod-library-surfpay](https://surfpay.surfboardpayments.com/hs-fs/hubfs/checkoutx-prod-library-surfpay.jpg?width=2000&height=1000&name=checkoutx-prod-library-surfpay.jpg "checkoutx-prod-library-surfpay") ### 📲 Product library & cash register With our cloud-based cash register, you gain access to a comprehensive product library where you can easily add, edit, and remove products.   The product library includes everything from product names, descriptions, prices, and images that make it easier for you as a retailer to maintain control. ![surfpay-merchant-portal](https://surfpay.surfboardpayments.com/hs-fs/hubfs/surfpay-merchant-portal.jpg?width=2000&height=1000&name=surfpay-merchant-portal.jpg "surfpay-merchant-portal") ### 📈 Surfboard Merchant portal Streamline your company's daily operations and gain complete control over everything from payment methods to sales data.   Simplify the management and updating of your product catalog, all from a single location. We are here to support you at every step of your business journey and look forward to seeing your enterprise thrive. ![payment-link](https://surfpay.surfboardpayments.com/hs-fs/hubfs/payment-link.jpg?width=2000&height=1000&name=payment-link.jpg "payment-link") ### 🔗 Payment links Send payment links to your customers and discover how easy and fast it is to receive payments, regardless of time and location. Streamline and consolidate your company's payment processes on a single platform, offering your customers a smooth, secure, and accessible payment method directly on their mobile or computer. It doesn't matter where in the world your customers are located. ![tap-to-pay-instore-surfpay](https://surfpay.surfboardpayments.com/hubfs/tap-to-pay-instore-surfpay.jpg) ## Card You never have to worry about missing a sale. Surfpay accepts all types of cards, both physical and digital (like ApplePay and similar services). This means it doesn't matter if you primarily sell domestically or to tourists, with Surfpay, you're always prepared. - Visa - Mastercard - Discover - Amex - Apple Pay - Google Wallet ![surfpay-light-swish](https://surfpay.surfboardpayments.com/hubfs/imgs/surfpay-light-swish.jpg) ## Payment methods With Surfpay, you gain access to card, Swish, and Klarna all in one account, with a single payout. It couldn't be more convenient. - Kort - Swish - Klarna ### ⚡️ Accept payments everywhere Website First name\* Last name\* Email\* Select your country 🇸🇪 Sweden 🇳🇴 Norway 🇩🇰 Denmark 🇫🇮 Finland Company name\* Enter at least 5 characters to auto search You need to select a company from the list for the application to get started. Enter your organisation number instead and we will email you with more information. Organisation number\* We use the contact information you provide to create and contact you about your application. To learn more about how to unsubscribe and how we handle your information, please read our [privacy policy](https://surfpay.surfboardpayments.com/privacy-policy/). Start the onboarding » ### 🏄 Thank you! Your application has been created - but you need to complete it with more information. Click the button below to continue. Opening the application in 3 seconds… Continue your application » VI Journal ## Latest news from Surfpay ### [![Product Import Now Live in the Merchant Portal](https://surfpay.surfboardpayments.com/hubfs/import-products-csv.jpg) September 18, 2025 Product Import Now Live in the Merchant Portal A faster way to get started with Surfboard. Instantly import your products using CSV and go live in seconds —... Read more](https://surfpay.surfboardpayments.com/blog/product-import-now-live-in-the-merchant-portal) ### [![New Feature: Create a Product List by Photographing Your Menu](https://surfpay.surfboardpayments.com/hubfs/scan_menu-product-update.jpg) June 23, 2025 🆕 New Feature: Create a Product List by Photographing Your Menu Getting started quickly is crucial for many small business owners. That’s why we’ve developed a new feature... Read more](https://surfpay.surfboardpayments.com/blog/new-feature-create-a-product-list-by-photographing-your-menu) ### [![](https://surfpay.surfboardpayments.com/hubfs/tap-to-pay-instore-surfpay.jpg) April 22, 2025 Get Ready for Summer Sales – Accept Payments Right from Your Phone Get ready for a seamless summer sales season. With Surfpay, you can accept card, Swish, and Klarna payments... Read more](https://surfpay.surfboardpayments.com/blog/get-ready-for-summer-sales-accept-payments-right-from-your-phone) IV Merchants ## What our merchants say ![hemsybutikenlogo](https://surfpay.surfboardpayments.com/hubfs/hemsybutikenlogo.png) > iZettle was initially great, with no binding period and reasonable costs, making it cheaper than Ingenico. But Surfpay turned out to be even cheaper. The product is flawless, and the customer service is exceptional. Customer support always helps immediately. It doesn't get better than this. Gunilla Roos, owner of Hemsybutiken [Read the full story](https://surfpay.surfboardpayments.com/sv/blogg/en-traditionell-butik-moter-modern-teknik) ![tandoori-logo](https://surfpay.surfboardpayments.com/hubfs/blog/tandoori-logo.webp) > It's very easy to use, I find it to run very smoothly. I had some expectations going into this experience, but Surfpay has exceeded all of my expectations and more. I was really surprised in a positive way. Ashok Hindocha, owner Tandoori Kök & Bar [Read the full story](https://surfpay.surfboardpayments.com/sv/blogg/okad-flexibilitet-for-tandoori-kok-och-bar) ![skansk-chili-logo](https://surfpay.surfboardpayments.com/hubfs/blog/skansk-chili-logo.jpeg) > With our (previous POS system) it was too difficult...so we didn't always accept card payments, but thanks to Surfpay, we will always be able to from now on. For us, at the markets, Surfpay is perfect. We're very happy with it. Sakura Holmqvist, Founder Skånsk Chili [Read the full story](https://surfpay.surfboardpayments.com/sv/blogg/skansk-chili) [![Surfpay](https://surfpay.surfboardpayments.com/hubfs/raw_assets/public/surfpay-revamp/images/logos/surfpay-logo-night.svg)](https://surfpay.surfboardpayments.com/) Surfpay is Surfboard Payments’ solution for smaller businesses — the same infrastructure, without the hardware. 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